First, the numbers. Then, why we believe what you pay should reflect the services you receive—not simply the size of the account you've built.
The schedules below summarize Stormathrive Wealth Management's published fees. Every investment-management tier is marginal: its percentage applies only to assets within that band, not to the entire account.
Annual portfolio-management fee · marginal tiers
| Assets in this strategy | Annual rate |
|---|---|
| First $180,000 | 2.00% |
| $180,001–$1,500,000 | 0.00% |
| $1,500,001–$3,000,000 | 1.00% |
| Above $3,000,000 | 0.50% |
For illustration, a $700,000 allocation to this strategy generates an annualized advisory fee of $3,600 at that balance. SALLO's insurance-related fee treatment is detailed in the ADV.
Annual diversified portfolio-management fee · marginal tiers
| Assets in this strategy | Annual rate |
|---|---|
| First $600,000 | 1.00% |
| $600,001–$1,500,000 | 0.00% |
| $1,500,001–$3,000,000 | 0.60% |
| Above $3,000,000 | 0.50% |
For illustration, a $700,000 allocation to this strategy generates an annualized advisory fee of $6,000 at that balance.
Additional advisory meetings or work outside a client's agreement may be billed hourly (generally up to the published $500 hourly maximum unless otherwise agreed in writing). Optional client-initiated administrative requests may carry the following disclosed charges:
| Optional request | Fee |
|---|---|
| Account closure | $100/account |
| Additional one-time withdrawal | $25/request |
| Set up recurring withdrawals or distributions | $50 |
| Special administrative processing | Up to $100 |
| Expedited processing | Up to $150 |
Routine portfolio monitoring, rebalancing, investment changes, and normal advisory communication are included in advisory services, not charged as special administrative requests. Any applicable optional fee is disclosed before work is performed.
The published percentage-based advisory schedules are the same for wrap and non-wrap accounts. Under the disclosed bundled wrap arrangement, Stormathrive absorbs certain transfer and special administrative costs that may otherwise be charged separately under the non-wrap arrangement.
Stormathrive generally absorbs specified trading-related charges, but ETF/mutual-fund operating expenses and other applicable account or third-party charges can reduce overall returns. See the ADV and Wrap Fee Brochure for the detailed allocation of costs. The specific charges covered by the wrap arrangement are defined in the Wrap Fee Brochure.
Kevin Wenke is separately licensed as an insurance agent and may receive commissions through affiliated insurance activities, including Decision Tree Insurance LLC. In the SALLO strategy, whether qualifying cash value is included in advisory-fee calculations can depend on how a policy was purchased. Clients are not required to obtain insurance through an affiliated agent. Details and material conflicts are disclosed in the ADV.
This page is a summary, not an amendment to the advisory agreement or regulatory brochures. Actual fees and services depend on the executed agreement and relevant disclosures. Some fees are negotiable.
Enter your account value and current advisory fee. Explore how two different fee schedules affect an otherwise identical hypothetical investment-growth scenario.
Enter the annual percentage you pay now.
A hypothetical constant return—not a prediction.
Uses the published marginal advisory fee tiers.
Includes the cumulative growth effect of fee differences.
Fee-only comparison: The same hypothetical gross return is assumed for both accounts solely to isolate advisory-fee effects. Actual investment performance can differ materially.
How the illustration works: Both hypothetical accounts start with the same amount and receive the same constant gross return, applied quarterly. Advisory fees are deducted at the start of each quarter. Your current fee is modeled as a constant percentage; Stormathrive's fee is recalculated each quarter from the selected marginal fee schedule as the hypothetical balance changes. Remaining assets, including amounts not deducted in fees, continue to earn the assumed return. Values are rounded for display.
Important limitations: This is a mathematical illustration of advisory-fee effects only, not a forecast or comparison of actual investment strategy performance. The Stormathrive Investment Method and other portfolios may have very different investments, returns, risks, liquidity, and costs. Constant returns over 1–50 years are unrealistic; actual returns fluctuate, and losses can occur. The model assumes no contributions, withdrawals, taxes, trading costs, underlying fund or option costs, or other expenses, and excludes the optional $200/month Private Advisory Service. Actual billing is generally quarterly in advance and may vary by agreement. Results are hypothetical and change with the inputs. A higher projected balance is not guaranteed.
See Fees & Compensation and the firm's current Form ADV and Wrap Fee Brochure for full disclosures. No personal information is transmitted or saved by this calculator.
We don't believe the lowest fee is always the best fee. Skilled investment management, sound judgment, useful planning, and genuinely strong risk-adjusted results after fees can justify meaningful compensation. If an advisor repeatedly adds exceptional value at a level of risk appropriate for the client, paying more can make sense.
But that's different from assuming that every dollar a portfolio gains was created by its advisor. Broad market conditions often account for substantial changes in diversified portfolio values. Under a constant percentage-of-assets fee, the dollar fee rises when the market lifts the account—even without a change in the work performed.
Our response isn't to stop charging for advice. It's to ask what the advisor is actually responsible for and build a fee schedule we believe is fair for that work: making sound allocations, managing exposures, and helping clients stay disciplined while markets do much of the work of generating long-term returns.
We believe an important group of investors is often underserved: people who have worked for years, accumulated meaningful assets, and want more than a standard investment allocation—but have not reached the balances favored by some wealth-management firms.
A $250,000, $500,000, or $700,000 portfolio may represent decades of discipline and sacrifice. We believe that work deserves thoughtful investment management, access to sophisticated concepts when suitable, and a clear explanation of both opportunity and risk.
Our pricing intentionally accommodates investors below $1.5 million. The 0% marginal fee bands are one way we seek to avoid automatically increasing compensation as these households build additional wealth.
The Stormathrive Investment Method and Asset Allocation Strategy are different approaches, with different risks and responsibilities. We designed their fee schedules around the work required to establish, implement, and maintain each strategy.
Develop an appropriate investment approach and determine how market exposure, liquidity, and risk fit into the client's larger financial picture.
Establish positions, allocation rules, and monitoring responsibilities. The Investment Method includes specialized options management; Asset Allocation uses diversified investments and rebalancing.
Oversee the portfolio and make decisions consistent with its strategy, rather than treating every market headline as a reason to overhaul the plan.
Markets create opportunity—and risk. We cannot control their direction or promise exceptional returns. We can be responsible for the structure, the decisions, and the ongoing discipline of the advisory work. That is the service our fee is intended to support.
For perspective, S&P Dow Jones Indices reported that 79% of actively managed U.S. large-cap equity funds underperformed the S&P 500 in 2025. This research concerns active funds—not individual financial advisors—and is not a comparison of Stormathrive's investment performance. Read the SPIVA U.S. Year-End 2025 report.
Some investors want regular, in-depth conversations about performance, risk, portfolio positioning, or changes in their lives. Others prefer fewer scheduled meetings once they understand their investment approach.
The Stormathrive Investment Method is designed to manage exposure through its portfolio structure, including substantial reserves and defined-risk options positions. That may reduce the need for repeated conversations driven solely by market fluctuations. It does not eliminate investment risk, guarantee stock-market-equivalent results, or replace our ongoing management responsibilities.
Rather than bundle a monthly meeting subscription into every investment-management fee, we offer the optional Stormathrive Private Advisory Service for clients who value that additional access.
When a lower applicable advisory fee leaves more dollars in your account, you can decide what those dollars are for. Keep them invested. Redirect them toward other financial goals. Or use them to enjoy the life you've been working to build.
Clear answers about marginal rates, investment management, additional services, and the way we calculate fees.
We believe advisory compensation should reflect the services and responsibilities involved—not automatically increase with every dollar of market-driven portfolio growth. Our marginal fee schedules include ranges in which additional assets do not increase the advisory fee. Other tiers have different rates.
No. A 0% marginal rate applies only to additional assets in that tier. Fees on assets in the earlier tiers still apply. For example, under the published Stormathrive Investment Method schedule, a $700,000 account has an annualized advisory fee of $3,600 at that account value, before other applicable costs.
No. Total cost depends on your account size, strategy, services, and other investment and account expenses. A higher fee may be worthwhile when the service and net-of-fee, risk-adjusted results justify it. Comparing fees is a starting point, not a complete evaluation of value.
The investment-management relationship covers the duties specified in your advisory agreement, including appropriate strategy and allocation decisions, implementation, ongoing portfolio monitoring, and investment management. The Stormathrive Investment Method and Asset Allocation Strategy involve different methods and risks. Comprehensive financial planning may be a separate engagement.
No. The optional Private Advisory Service is for clients who want scheduled monthly meetings and additional consultation within that service. Core portfolio management and necessary client communications continue without this optional subscription. Separate consulting outside the agreed scope may carry additional charges.
Yes. Stormathrive is intended to serve investors who have worked hard to accumulate meaningful assets, including those below $1.5 million. Investment management generally begins at $50,000, although smaller accounts may be considered. Financial planning has no minimum asset or net-worth requirement. Some strategies and account arrangements have separate minimums or eligibility rules.
Potentially. Depending on the strategy and account arrangement, additional costs can include fund operating expenses, transaction or account charges, options-related expenses, and certain administrative fees. Wrap and non-wrap arrangements differ in the charges they cover. Review the applicable advisory agreement, Form ADV Part 2A, and Wrap Fee Brochure.
The published fee schedules are marginal: each percentage applies only to assets within its stated tier. Advisory fees are generally billed quarterly in advance under the applicable agreement, with adjustments as described in the governing documents. The amount charged depends on account value, selected services, and the applicable fee schedule.
No. The calculator applies a user-selected hypothetical gross return to both illustrated portfolios to isolate the effect of different advisory fees. It does not forecast investment performance, guarantee fee savings, or show that Stormathrive will achieve the same returns or risks as another strategy. Actual results, taxes, trading costs, and other expenses may differ.
Bring the questions you have about what you're paying now, how an alternative strategy might operate, and what an advisory relationship with Stormathrive would actually include. A complimentary introductory conversation is a place to start—not a commitment to move your assets.
Find a time to talk →Important information. This page is educational and summarizes published fee schedules as of September 30, 2026. Actual fees, covered services, restrictions, account minimums, and third-party charges depend on the investment strategy, custody/account arrangement, and written advisory agreement. Past results and benchmark research do not predict future investment outcomes. An advisor's fees alone do not establish investment value; returns, volatility, downside exposure, liquidity, taxes, and all applicable costs matter.
The Stormathrive Investment Method uses options and maintains substantial reserves; it does not offer the same returns or risks as a fully invested stock portfolio. Defined risk on a particular options position is not a guarantee against every kind of portfolio loss. For complete information, see the Form ADV Part 2A and Wrap Fee Brochure, fiduciary commitment, and client-asset custody explanation. Learn why we use illustrations to explain sophisticated financial ideas.
